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Your Later Life Q4 2021

How to protect yourself from festive fraud

iStock / Getty Images Plus / Zinkevych

Sarah Sinden

Take Five to Stop Fraud Campaign Lead, UK Finance

It is often in the Christmas period, when our minds are elsewhere, that we can let down our guard and become more vulnerable to fraud.


In the busy run up to Christmas, we can often find ourselves struggling to keep on top of things. Whether it’s managing shopping lists, making sure to have your turkey ordered or finding time to write your Christmas cards there’s a lot to think about.

Scammers target festive bargains

The festive period is an easy target for scammers. Fraudsters prey on people searching for a festive bargain with fake ads on social media and online marketplaces to trick them into paying for goods or services they never receive. Common Christmas gifts, such as games consoles, bicycles and clothing are particular targets for these purchase scams.

In previous years, the largest fraud losses have been through what is known as unauthorised card fraud, where the criminal uses a stolen card or card details to make a payment. But now we are seeing criminals focusing their activity on tricking customers into authorising a payment to an account controlled by a fraudster.

These crimes can have a devastating impact on victims. In the first half of this year, £355.3 million was lost to these authorised transactions, a 71% increase compared to the same period last year.

Always take a moment to stop and think before parting with your money or personal information.

Staying one step ahead

With criminals always on the lookout, it is important that we all stay one step ahead by following the advice from the Take Five to Stop Fraud campaign. Always take a moment to stop and think before parting with your money or personal information in case it’s a scam and remember that criminals are experts at impersonating people.

Always remember to stop, challenge and protect!

STOP

Taking a moment to stop and think before parting with your money or information could keep you safe.

CHALLENGE

Could it be fake? It is ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.

PROTECT

Contact your bank immediately if you think you’ve fallen for a scam and report it to Action Fraud.

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Support is available to help with swallowing difficulties

Let your doctor or pharmacist know if you are having difficulties swallowing tablets as many common medicines are now available in alternative forms.


If you’re having trouble swallowing tablets and capsules, you’re not alone. Unfortunately, as we age, our bodies change and it becomes harder to perform certain functions.

Difficulty swallowing — otherwise known as dysphagia — isn’t solely associated with ageing and can be due to several conditions and causes. These include stroke, dementia, head and neck cancer or even a phobia of swallowing medication.

Many people over 60 have struggled to take solid medicines at some time.

Breaking stigma around geriatric health

Worryingly, some people will not take their medicines if they have difficulty swallowing them. Many people over 60 have struggled to take solid medicines at some time.

This can ultimately have a negative impact on their health, causing concern for the patient, their loved ones and carers. We need to break the stigma around talking about geriatric health, you are just as important as anyone else. This is a cause Rosemont Pharmaceuticals champion as an organisation.

Seeking advice and support

Don’t be embarrassed to have a conversation with your GP or local pharmacist about any difficulties you may face because they may be able to help.

For example, pharmacists want to do more to help patients and are increasing the clinical services they offer for their local communities. They often run national awareness campaigns, such as ‘Ask Your Pharmacist Week’, to encourage more people to use their pharmacies as a first port of call.

It is important that you take your medications correctly, as instructed by your GP or pharmacist, so they work effectively. Many people are unaware that a lot of common medicines are now available in alternative formats such as liquids, dispersible forms and mini tablets.

Rosemont have over 50 years’ experience in supporting patients with swallowing difficulties and the healthcare professionals who care for them. www.rosemontpharma.com


DTM347 November 2021

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